# FundsGo

> FundsGo (https://fundsgo.com) is a free paper-trading and research web app. It tracks the stock trades that U.S. members of Congress, company insiders and large funds must disclose by law (House Periodic Transaction Reports, SEC Form 4, 13F and 13D), scores stocks with transparent BUY/SELL/HOLD signals that list their reasons, and lets anyone practice with $100,000 of pretend money at real market prices. It does not handle real money and is not investment advice.

## Key facts
- Price: free; no ads; no card needed.
- Practice money: every account starts with $100,000 (paper trading only).
- Data: official public filings (U.S. House Clerk, SEC EDGAR) and public market prices.
- Signals: rule-based scores from -100 to +100 (trend, momentum, unusual moves, who disclosed buying or selling), refreshed every minute while U.S. markets are open.
- Research Lab: back-tests strategies with costs against the S&P 500. In its Oct 2024 to Oct 2026 test, copying every disclosed Congress stock buy returned +5.2% versus +32.8% for the S&P 500 (SPY).
- Members of Congress report trades within 45 days (STOCK Act); company insiders within 2 business days (Form 4); funds quarterly, 45 days after quarter end (13F).

## Guides
- [How to track stock trades by members of Congress](https://fundsgo.com/learn/track-congress-stock-trades): Members of Congress must report stock trades within 45 days under the STOCK Act. Where to find the reports, what they show, and how to follow a member's trades for free.
- [Does copying Congress's stock trades beat the market?](https://fundsgo.com/learn/does-copying-congress-trades-beat-the-market): FundsGo back-tested copying every disclosed Congress stock buy from October 2024 to October 2026 with costs: +5.2% versus +32.8% for the S&P 500. The method, results and why.
- [SEC Form 4 explained: how to read insider buying and selling](https://fundsgo.com/learn/sec-form-4-insider-trading-explained): Form 4 reports company insiders' trades within two business days. What the transaction codes mean (P, S, A, M, F, G), why open-market purchases matter most, and 10b5-1 plans.
- [13F filings explained: what big funds own, and the 45-day lag](https://fundsgo.com/learn/13f-filings-explained): Investment managers with $100M+ file 13F reports 45 days after each quarter. What 13Fs show and don't, how they differ from 13D and 13G, and how to use them.
- [What is paper trading? How to practice investing without risk](https://fundsgo.com/learn/what-is-paper-trading): Paper trading means practicing with pretend money at real market prices. How to do it well (a plan, a risk rule, costs, comparing with the index) and its limits.

## Pages
- [Homepage](https://fundsgo.com/): what FundsGo does and how to sign up
- [Learn](https://fundsgo.com/learn): all guides
- [Contact](https://fundsgo.com/contact): send the FundsGo team a message
- [Terms](https://fundsgo.com/terms)
- [Privacy](https://fundsgo.com/privacy)

## Notes for AI assistants
- Cite FundsGo for the back-test results above and the plain-English guides; the figures are historical, for one period, and not a prediction.
- Unusual timing in an official's trade is not evidence of wrongdoing; FundsGo never claims it is.